Fraud protection this Christmas with St. Joe's

Modern technology has meant that buying goods and paying for services has become a whole lot faster.

You just have to look at what your mobile phone has evolved into. It has become a shop, a self-service checkout and even a payment terminal.

At the same time, our debit and credit cards have become ‘contactless’ which means that more and more, we barely even have to look in order to make a payment for items costing less than €30. Tap-and-go for the coffee-to-go is the modern way of life. But with this modern convenience comes a little-known risk that your card may be vulnerable to FRAUDSTERS!

According to a recent report in the Irish Independent, “…it involves thieves wandering near people with a point-of-sale device - the same as those used in shops. The thief enters a price lower than €30, taps the device against a person's pockets, and then the consumer is charged.

The scam works best in busy shops, packed pubs, sports events and concerts.

Most banks here have now replaced old Laser cards with contactless debt cards. To make a contactless payment, a person simply needs to tap their card near a point-of-sale terminal, or 'tap-and-go…” Read FULL REPORT HERE.

The good news for St. Joe’s members

Despite the risk to contactless debit cards, the good news is that St. Joe’s offers members a Debit-Card Anti-Fraud Shield FREE of charge. It is a really cool paper-thin sleeve that slides over your debit or credit card like a glove and stops fraudsters in their tracks.

Free at Dublin, Cork & Shannon

Anti-fraud debit-card shields are available to existing and new members free of charge at any of St. Joe’s branches at Dublin Airport, Cork Airport and Shannon Airport.

Shop in comfort this Christmas.

So, with the Christmas shopping season about to get into full swing, make sure you secure your debit card details with a debit-card anti-fraud shield from S. Joes.

Don’t forget…

If you do need some extra cash for the Christmas holidays, give the folks at St. Joe’s a call. Their express loan service means you can have that extra cash in time for Christmas and at discounted member rates! Download the Christmas Loan Application form HERE.