Rising home prices are getting homeowners comfortable with the idea that their homes are again a source of personal wealth after nearly a decade of falling valuations and negative equity.

Home-equity is the difference between the value of a home and the value of a mortgage outstanding on that home.

For example, if the value of a home is €280,000 and the balance remaining on a mortgage is €180,000, this means that the available equity is €100,000.

Back-to-school education loans!   

Good news! We now offer members a highly competitive back-to-school education loan. 

Here at St. Joseph's, we focus on the needs of our members. This is why we have introduced a highly competitive back-to-school education loan for the benefit of members.

At just 7.9% / 8.03%APR, this offer is only available to qualifying members.