Sepa-instant

15 July, 2025

Good news!

We are rolling out the ability for you to send SEPA Instant Payments from your Aviate Credit Union account, and this great feature will be live from the 15th of September 2025.

This means you’ll be able to send money in less than 10 seconds — 24/7, 365 days a year.

Your balance will update immediately when you send or receive an instant payment.

You’ve already been able to receive instant payments since January, so this is the next step in improving our service to you.

From October, we also will be introducing a new security feature called Verification of Payee (VoP) as part of our ongoing efforts to protect you from fraud and give you greater confidence when making payments.

Do I need to do anything?
There’s no action needed from your side. This additional functionality will be available in your online or mobile banking access.

We’ve updated the Terms and Conditions under the Regulation 76 Framework Contract, which you can review (below) and download from our website along with an information document on how Sepa Instant Payments and Verification of Payee works.

Contact
If you have any questions, feel free to reach out to our team at (01) 844-5187, visit a branch or email us at info@aviatecu.ie.

To access SEPA Instant documentation or learn more about SEPA Instant, and the benefits of the changes, please follow the links provided below. 

Payment Services Directive Regulation 76 Framework Contract

SEPA Instant and Verification of Payee Information

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